Sometimes. Most Texas home policies exclude earth movement and wear, while foundation or slab coverage may be available through an endorsement; a San Antonio repair is not automatically covered.
Start with the cause, not the repair quote
TDI distinguishes sudden accidental water damage from continuous leaks, which most policies exclude. Ask which cause, exclusion or endorsement the insurer is applying.
Before permanent work
TDI recommends reporting damage, taking photos and keeping receipts. Ask before permanent repairs: doing them before the insurer sees the damage can affect a claim.
Questions for the insurer
Get the answers for your policy, rather than relying on a neighbor's claim.
- Is there a foundation or slab endorsement, and what does it cover?
- What deductible and limits apply?
- What documents are needed before permanent repair?
When to call a repair company
Ask an independent local foundation repair company for a written scope. An estimate does not establish insurance coverage. Call to be connected with an independent local business.
Questions
Does a slab leak guarantee foundation coverage?
No. Ask how the cause, exclusions and any slab endorsement apply.
Should I keep photos and repair receipts?
Yes. TDI recommends both.
Areas served around San Antonio
- Alamo Heights
- Terrell Hills and Olmos Park
- Castle Hills
- Stone Oak
- Shavano Park
- Leon Valley
- Helotes
- Live Oak
- Converse
- Universal City
- Windcrest
- Schertz